A simple and sustainable way to establish multi-generational philanthropy (Initially published on Medium.com, 06-Nov-2025. Feature photo by Vitaly Gariev on Unsplash) Rethinking charitable giving Okay, here we are in November and it’s the time of year folks start to think about their charitable donations before the end of the year. Remember: For 2025, Giving Tuesday…
How to have a discussion about money with your child. (Initially published on Medium.com, 13-Jan-2026) How It Started Years ago when my son was in middle school, he asked me: “Hey Dad, are we rich?” What!? Since he hadn’t previously shown interest in money, I told him, ‘No,’ and asked why he was asking. It…
Hit Pause and think about your next financial priority (Initially published on Medium.com, 07-Aug-2025, feature Photo by Kazuo ota on Unsplash) Did You Recently Pay Off a Major Purchase Loan? If you recently finished paying off your car loan or other major purchase, congratulations! Well done! Please don’t listen to my sister-in-law about what to…
Stress of managing your money as you approach retirement (Initially published on Medium.com, 30-Dec-2025) Are you in your 50s or 60s? How do you feel about your financial readiness for retirement? Are you feeling confident, overwhelmed, or anxious? When I retired from my engineering career at the end of 2023, I worked through our budget…
You owe an honest answer to yourself and your future. (Initially published on Medium.com, 05-Dec-2025) One of my best friends is the guy you want at your party. He is fun and engaging with everyone. We don’t see each other often, but it’s great to chat and catch up; we pick up where we left…
The tool you may not realize you need (Initially published on Medium.com, 03-Dec-2025) Many Americans rely on Social Security as a substantial part of their retirement finances. Yet, they do not log into their SSA account regularly, or even before they begin claiming benefits. Here are some tips and tools you should consider once you…
Two initial financial goals for your retirement savings. Plant & nurture your own money tree until it becomes self-sustaining! (Initial publication on Medium.com, 10-Feb-2025) Are you a ‘20-something’ or ‘30-something’ and wondering if it’s worth contributing to your retirement savings? Maybe you haven’t even considered the question? Why should you? You’re young. You have bills…
(Initial published on Medium.com, 26-Dec-2025) A New Medium Publication to Bring Clarity to Personal Finance For many families, money isn’t just math — it’s uncertainty, stress, competing priorities, and the sense that you should have everything figured out by now. After retiring from a 30-plus year engineering career built on planning, analysis, and practical problem-solving,…
