An easy read and great book to point you in the right direction. The book, “The Opposite of Spoiled” by Ron Leiber, helped my wife and me start navigating financial literacy with our two kids. We bought the book in 2015; our kids were both in elementary school and the timing was perfect. The kids…
A five-minute chat with a young employee about a credit card turned a routine errand into a calling I didn’t see coming. (Initially published on Medium.com, 14-Jun-2026) A chance meeting at Target excited me to investigate more how I might help younger people with their personal finances and budgets. It is all because of ‘Sam’….
The impromptu personal finance workshop with my nephew in a restaurant. (Initially published on Medium.com, 18-May-2026) I thought this would take twenty minutes, tops. My nephew, ‘Karl’, started a trade job that has benefits. His three-month probationary period is about to complete and he will be eligible to contribute to a 401k. My brother asked…
A plain English breakdown of what the overtime deduction actually covers, what it does not, and why misunderstanding it could cost you money at tax time. (Initially published on Medium.com, 20-May-2026) It’s amazing how the news headlines and sound bites can be misrepresented and misinterpreted by the folks who need clarity the most. A recent…
I hope the answer is you! (Initially published on Medium.com, 03-Feb-2026) If you don’t have time, interest or the right data to make your retirement budget, you aren’t ready to retire. A friend, Bill, and I were discussing his upcoming retirement. He will be 57 years old this year and plans to retire at the…
